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MorNext.com is
strongly committed to your right to privacy and to keeping your personal and
financial information secure. To earn your trust and confidence in our
commitment, we are fully disclosing our privacy practices. We encourage you
to read our policy to understand what types of personally identifiable
information we collect and how we use this information to process your requests
for customized products and services. Although our policy applies to all
users of our web site, please note that loan availability is limited to
qualified individuals on U.S. properties.
MorNext.com only collects the necessary personally identifiable information
in order to respond to your requests for our customized products and
services. Personally identifiable information includes, but is not limited
to, first and last name, physical address, zip code, email address, phone number,
social security number, birth date, and any other information that itself
identifies or when tied to the above information, may identify you as a specific
individual.
When you submit a loan application, the information provided is stored in our
databases and processed by MorNext.com employees. A MorNext.com employee will
contact you via telephone to confirm receipt of your online loan application
and send you additional documents, via postal mail, to facilitate the funding
of your loan. MorNext.com employees may also disclose certain information to
our authorized agents to obtain the following services:
- automated credit check reporting
- loan underwriting
- title searches
- mortgage insurance
- appraisals
- settlements
In some circumstances we may be required
as part of the loan funding process to contact certain third parties, such as
employer or financial institution, to obtain independent verification. After
our authorized agents receive your information, they may contact you directly.
In order to prevent unauthorized access to your personally identifiable and
sensitive financial information, our webserver has been cryptographically
enabled with the Secure Sockets Layer (SSL) system, a leading web security
technology. MorNext.com has obtained a valid Certificate Authority (CA) from
VeriSign. SSL ensures that any information exchanged on these sites cannot be
viewed by anyone else on the web.
MorNext.com's personnel are required to uphold our privacy and security
standards and will not share your information with any third parties other
than authorized agents.
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