Welcome to the Future We are MorNext.com; the Next generation in mortgage lending. MorNext.com is designed to make the entire loan process easier and faster. Within minutes you can apply for a loan, select numerous loan programs, receive an instant pre-qualification report, and view a summary of your loan options with estimated closing costs. At any time during this process, you can speak live to an experienced home loan advisor by utilizing our state of the art video conferencing technology. We know you will appreciate the ease of your MorNext.com experience. Thanks for trusting us with your home lending needs. Sincerely, Michael W. Brooks President MorNext.com is a division of BrooksAmerica Mortgage Corporation, a nationwide Mortgage Banker since 1980. BrooksAmerica is committed to providing exceptional customer service and leading edge products designed to exceed our customer’s expectations. We believe in keeping life simple. Our employees have the freedom to create and innovate. This allows us to provide the most efficient ways to combine high quality with fast and friendly service. MorNext.com 6 Hutton Center Drive, Suite 1020 Santa Ana, CA 92707 (888) 552-7600 E-mail: info@mornext.com